BantabaMarkets Documentation

Everything you need to understand BantabaMarkets in detail: how a market actually pays out, what every fee is for, how Refer & Earn works, and the rules that keep the community fair.

Overview

In The Gambia and across much of West Africa, there is already a tradition for this. Long before anyone called it a “prediction market,” people gathered under a bantaba, the shaded meeting place at the centre of a village, to argue about what was going to happen next. Would the rains come early. Who would win the match on Sunday. What the harvest would look like this year. Elders weighed in, opinions were tested against each other in public, and the community formed its collective read on an uncertain future out loud, together.

BantabaMarkets is that same idea, built as a free simulator game. There is no real money or funds attached to it, ever -- it exists purely for fun and learning, to help you understand how real-world events actually affect daily life. You put virtual Bantaba Coins behind what you believe will happen in a real, verifiable event: a football match, an election result, an inflation print, a piece of regional culture news. Everyone who backed the outcome that actually happens shares the pool of coins that was staked, once a small commission is taken out. Everyone who backed the outcome that didn't happen loses their stake. There is no house taking the other side of your bet, and no bookmaker setting the odds ahead of time. The odds come entirely from how the community stakes.

This matters because it changes what kind of platform BantabaMarkets is, and what kind it deliberately isn't. It is not a trading exchange. You will not find an order book here, or the ability to buy a position and sell it back a few minutes later for a profit if the price moves in your favor. There is no continuous price you can trade in and out of, no market makers, and no fee structure built around trading volume. When you stake, that stake is locked until the real world tells us who was right. That single decision, made early and held to consistently, shapes almost everything else described on this page.

Getting started

You don't need an account to look around. Open any market from the homepage or a category page and you can read the question, the resolution criteria, the current pool split between outcomes, and the full discussion underneath it, all without signing up. You can even pick an outcome and type in an amount to see what it would pay out. The only moment BantabaMarkets asks you to create an account is when you actually try to confirm a stake, and at that point whatever you had already filled in is still sitting there waiting for you once you're signed in.

Creating an account takes a name, a phone number, and a password. There is no card required and nothing charged, ever -- not now, not later. The moment your account is created, you'll find 1,000 Bantaba Coins already waiting in your wallet: a free starting balance, credited automatically, no payment of any kind involved. From there, every stake comes out of that coin balance, and you can earn more coins over time through in-game activity like daily rewards.

From there, browsing is the best way to get a feel for it. Look at a market with a question you actually have an opinion on, read how it will be resolved and against which source, and watch how the split between outcomes shifts as more people stake.

How markets work

Every market on BantabaMarkets goes through the same four stages, and understanding them is really the whole platform.

1. A market opens with its rules already written down

Before a single coin is staked, a market states exactly what question it is asking, exactly what criteria will decide the answer, and exactly which public source will be checked to confirm it. If a market asks whether a particular team will qualify for a tournament, it names the federation whose announcement will settle it. If it asks about an inflation figure, it names the statistics bureau and the release it will be checked against. Nothing about how a market resolves is left to be decided later or interpreted loosely once the result is known.

2. You stake on the outcome you believe in

You choose an outcome and an amount, and that amount is deducted from your available balance right away. From that point it is locked. You cannot withdraw it, cash it out early if the odds move in your favor, or hand it off to someone else. The only two things that can happen to a locked stake are that the market settles and pays out, or the market is cancelled and you get it back in full.

3. The pool tells you what the community believes

The percentage you see next to each outcome, something like YES at 64 cents, is simply that outcome's share of the total coins staked so far. It is not a live trading price and nobody is quoting it to you. It moves only because more stakes come in on one side or the other, and it is a genuinely honest read of what the people willing to put coins behind their opinion currently think.

4. The market settles against its published source

Once the real outcome is confirmed, BantabaMarkets checks it against the source the market named on day one. A commission, somewhere between 5% and 10% depending on the market and always shown on the market page itself, is taken off the total pool. What remains is split among everyone who staked on the winning outcome, in proportion to how much of that outcome's pool they were responsible for.

A worked example

Say a market has a YES pool of 10,000 coins and a NO pool of 5,000 coins, for a total pool of 15,000 coins, and the market carries a 10% commission.

At settlement, 1,500 coins (10% of the total pool) is taken out as commission, leaving 13,500 coins to distribute. If YES wins, that 13,500 coins is split among YES stakers in proportion to their share of the 10,000-coin YES pool, which works out to a multiplier of roughly 1.35 times whatever each person staked. If NO wins instead, the same 13,500 coins is split among the much smaller NO pool, so NO stakers see a multiplier closer to 2.7 times their stake. The side with less money behind it pays out more per stake if it wins, because there are fewer winners to split the pool with.

Not every market reaches settlement the way it was expected to. If a market never reaches the minimum pool size it needed to be worth resolving, or is cancelled for any other reason, every stake placed on it is refunded in full and no commission is ever taken. Cancellation exists to protect you, not the platform.

Categories

Markets are organized into five broad hubs, and each one carries its own set of sub-topics underneath it, so you can go as specific as you like.

Politics

National politics, legislation, and elections in The Gambia and Senegal. Every political market names the institutional announcement it will be settled against, so there is never any ambiguity about what counts as the result.

Sports

Football, basketball, volleyball, tennis, cricket, and traditional wrestling. Match outcomes, tournament qualification, and season-long results, always settled once the relevant league or federation confirms the official result.

Economics

Currency rates, inflation prints, and trade figures, tracked against official releases from central banks and national statistics bureaus rather than informal estimates.

Geopolitics

Regional affairs across ECOWAS and the wider West African region, African Union and continent-wide developments, and major world political events. It gets its own hub, separate from domestic Politics, because there is a lot of ground to cover here.

Culture

Festivals, music, community events, entertainment, celebrity news, and social-media trends. Culture markets settle only against verifiable public statements or credible reporting, never against rumor alone, even when the subject matter is lighter than politics or economics.

Singles & Combos

A single is the simplest kind of stake: you back one outcome in one market, and it settles on its own. Most stakes on BantabaMarkets are singles.

A combo lets you link outcomes from several different markets into a single slip. You might, for example, combine a prediction about a football result with a prediction about an upcoming election into one combo. The appeal is that the payout multipliers from each leg compound together, so a combo can pay out considerably more than any one of its legs would on its own. The tradeoff is symmetric: a combo only pays out if every single leg in it wins. Get four legs right and one wrong, and the whole combo loses, the same as any leg on its own would have.

Singles and combos are priced differently, and it's worth understanding why. A single stake is pari-mutuel: your payout depends on the shape of the pool at the moment the market closes, so it keeps moving right up until then. A combo leg, by contrast, is priced at the odds available the instant you build the slip, and those odds are locked in immediately, they don't move again regardless of what the pool does afterward. That's deliberate: it's the only way we can show you a real potential payout for a combo before you commit to it, since a true pari-mutuel combo multiplier wouldn't be knowable until every market in it has actually settled, which could be days or weeks apart. One consequence worth knowing: because of this, the same outcome can end up paying a slightly different effective rate in a combo leg than it would as a single placed at another time — that's not a bug, it's the two pricing models working as designed.

Both singles and combos follow the same core rule that runs through everything on this platform. Once a stake is placed, it is locked until the market, or every market in a combo, has actually resolved.

Fees

BantabaMarkets keeps its fee to one, visible up front, and not tied to trading activity, because there is no trading to tax.

Pool commission: 5% to 10%

Set per market and shown on the market page itself before you ever stake. It is only ever taken from the winning side of the pool at settlement, never from your stake when you place it, and never at all if the market is cancelled. This is how BantabaMarkets funds the platform, in the same way a pari-mutuel racetrack takes a cut of the pool rather than charging an entry fee.

That is the entire list. There is no fee for staking, no fee for browsing, no fee for building a combo, and nothing hidden in the odds themselves.

Refer & Earn

Every account gets its own referral link automatically, available on the Refer & Earn page. Share it, and when someone joins through it, you have referred them. But the reward itself is tied to something more meaningful than a signup.

When the person you referred places their first real prediction, not just signing up, you earn a flat 200 Bantaba Coins, credited straight to your wallet the moment they place that first stake. There is no cap on how many people you can refer, so your total earnings across all referrals is unlimited.

Signing up through your link on its own doesn't earn you anything, and that is deliberate. Tying the reward to someone's first real prediction rather than a bare signup means the reward reflects someone genuinely joining in, not just clicking a link or creating an empty throwaway account. Until your referral places that first stake, your referrals page will show them as pending. The moment they do, it updates to show exactly what you earned.

Wallet

Your wallet shows two numbers: an available balance (coins free to stake) and a locked balance (coins tied up in open predictions, released once they settle). There's nothing to deposit and nothing to withdraw -- every coin in your wallet either came from your signup bonus, a daily reward, a referral, or winning a prediction, and it only ever moves between “available” and “locked” as you stake and settle.

Community & moderation

Every market has its own discussion space underneath it, a running conversation where you can share why you staked the way you did, argue the other side, or just follow along. You can bring another user directly into the conversation by typing @ followed by their username. Start typing after the @ and a list of matching usernames appears so you can pick the right person without guessing the exact spelling.

Keeping that space usable for everyone matters as much as the markets themselves. A comment that trips an automated content filter, or that another user reports, is never deleted automatically. Instead it is queued for a human moderator to review, so a false positive never silently erases something you wrote in good faith. Reporting a comment takes one click and is available to any signed-in user directly from the comment.

Leaderboard

The leaderboard ranks the community two ways: by settlement accuracy, meaning your win rate across every stake you've had actually settle, and by total volume staked over time. Accuracy ranking requires a minimum number of settled stakes before you qualify, specifically so that one lucky single stake can't put a brand-new account at the top of the board ahead of people with a genuine track record.

What shows up next to your name depends on whether you've set a username in Settings. If you have, that username is what the leaderboard, and everywhere else your name appears publicly, shows. If you haven't, your full name appears masked, so something like “Amie Bojang” shows as “Amie B.”

Account & safety

BantabaMarkets is restricted to users 18 years of age or older, no exceptions. It is a free simulator game -- no real money or funds attached, ever, built purely for fun and learning.

What BantabaMarkets is, and isn't, is covered fully in our Platform Disclaimer. Our Terms of Service cover the rest of the legal detail, including how to raise a dispute over how a market was resolved if you ever believe it was settled incorrectly.

Glossary

Pool. The total number of Bantaba Coins staked on a market, split between its possible outcomes.

Stake. The number of coins you put behind a specific outcome. Once placed, it is locked until the market settles.

Outcome. One of the possible answers to a market's question, for example YES or NO, or a specific team in a multi-way market.

Settlement. The moment a market's real-world result is confirmed and the pool is distributed to winning stakers.

Commission. The percentage of the total pool taken by the platform at settlement, never charged when you stake and never charged on a cancelled market.

Multiplier. How much a winning stake pays out relative to the amount staked. A multiplier of 2x means a 100-coin stake pays out 200 coins.

Combo. A single slip that links outcomes from several markets together, paying out only if every leg wins.

FAQ

Can I cash out a stake early?

No. A stake is locked from the moment you place it until the market it belongs to settles or is cancelled. There is no early exit and no way to sell your position to someone else.

Can I browse and build a stake without an account?

Yes. You can look at any market, pick an outcome, and type in an amount without signing up first. You're only asked to sign up or log in at the moment you try to confirm the stake, and whatever you had already filled in is still there once you're signed in.

What happens if a market is cancelled?

Every stake placed on it is refunded to your available balance in full. No commission is ever taken on a cancelled market.

Who decides how a market resolves?

Nobody decides it after the fact. Every market names its exact resolution source before it ever accepts a stake, and it is settled strictly against that published source once the real outcome is known.

How exactly is Refer & Earn calculated?

You earn a flat 200 Bantaba Coins the moment anyone who joins through your referral link places their first real prediction. Signing up through your link alone doesn't earn anything on its own.

Why does the payout multiplier change before a market closes?

Because it reflects the pool, not a fixed price. Every new stake shifts the balance between outcomes slightly, so the multiplier you would receive today can be different from the multiplier you would have received yesterday, or the multiplier you'll actually be paid once the market settles.