Terms of Service

Effective 15 September 2026

These Terms of Service (“Terms”) govern your access to and use of BantabaMarkets (“BantabaMarkets”, “we”, “us”, or “our”), operating from Banjul, The Gambia. By creating an account or using the platform, you agree to be bound by these Terms. If you do not agree, do not use BantabaMarkets. BantabaMarkets is a free simulator game: there is no real money or funds attached to it, at any point, in any form.

1. Acceptance of these Terms

By registering an account, staking on a market, or otherwise using BantabaMarkets, you confirm that you have read, understood, and agree to these Terms, our Privacy Policy, and our Platform Disclaimer. These three documents together form the full agreement between you and us.

2. Eligibility

To use BantabaMarkets, you must:

  • Be at least 18 years old;
  • Have the legal capacity to enter into a binding agreement under the laws that apply to you;
  • Be located in a jurisdiction where use of BantabaMarkets is not prohibited by local law: currently we intend the platform for users in The Gambia and Senegal, and we may restrict access from other jurisdictions at our discretion;
  • Not be barred from using the platform under any prior suspension by us; and
  • Provide accurate, current information when registering.

It is your responsibility to determine whether using BantabaMarkets is lawful where you are located. We may ask you to verify your age and identity at any time, and may restrict or close your account if we cannot confirm your eligibility.

3. What BantabaMarkets is

BantabaMarkets is a free simulator game, played with virtual Bantaba Coins that have no cash value. Users stake coins behind an outcome to a real-world, verifiable question; everyone staking the same outcome shares a common coin pool; and once the outcome is known, the pool is settled and divided among the winning side, minus a disclosed commission. There is no real money anywhere on the platform, at any point.

BantabaMarkets is explicitly not:

  • gambling, betting, or a game of chance played for real money;
  • a casino or a game of chance where the house sets odds against you;
  • a continuous-trading exchange, contract-for-difference, or securities product;
  • a source of investment, financial, or legal advice; and
  • a guarantee of any particular return: all staking carries the risk of losing the coins staked, which have no real-world monetary value.

4. Your account

You must register using accurate information and keep it up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us immediately at contact@bantabamarkets.com if you suspect unauthorized access.

Each person may hold only one account. We may decline to open, or may suspend, an account that provides false or misleading registration information.

5. Wallet, stakes, and settlement

Your wallet has an available balance (coins you can stake) and a locked balance (coins committed to open positions). When you place a stake, the amount moves from available to locked and cannot be cancelled or cashed out early. Your position is held until the market resolves, except where a market is cancelled or voided by us (see Section 8).

Each market discloses, before you stake, its resolution criteria and the public source that will be used to determine the outcome. Once a market closes to new stakes, no further stakes are accepted on it.

When a market resolves, a commission of between 5% and 10% of the total coin pool is deducted, and the remaining pool is distributed among winning positions in proportion to the size of each stake relative to the total winning stake. If you staked the losing outcome, your stake is not returned.

6. No real money, ever

BantabaMarkets never accepts deposits, processes withdrawals, or sells Bantaba Coins for money of any kind. Bantaba Coins have no cash value, cannot be redeemed, transferred for value, or exchanged for anything outside the platform, and carry no promise of any real-world payout. Every new account receives a starting balance of coins at no cost, and coins can also be earned through in-game activity (such as daily rewards).

7. Prohibited conduct

You agree not to:

  • open or use more than one account, or use another person's account;
  • manipulate, or attempt to manipulate, a market's outcome, resolution source, or pool (including collusion with other users);
  • use bots, scripts, or automation to interact with the platform without our written permission;
  • attempt to buy, sell, or trade Bantaba Coins, or any in-game balance or progress, for real money or anything of value outside the platform;
  • misrepresent your identity, age, or eligibility;
  • interfere with the platform's operation, probe its security, or access data or accounts you are not authorized to access; or
  • use the platform for any unlawful purpose.

Violating this section may result in suspension or termination of your account, forfeiture of implicated stakes, and, where required by law, reporting to the relevant authorities.

8. Market resolution and disputes

An authorized administrator resolves each market against its published resolution source and criteria, in good faith. If you believe a market was resolved incorrectly, you may raise a dispute by emailing contact@bantabamarkets.com within 7 days of settlement, explaining the basis for your dispute and, where possible, citing the published resolution source. We will review disputes raised in good faith; our decision following that review is final.

We may cancel or void a market, for example, where the resolution source becomes unavailable, the underlying event does not occur, or the market question turns out to be ambiguous or defective. In that case, all stakes on that market are refunded to participants' available balances, without commission.

9. Fair play

BantabaMarkets is for users 18 and over and is meant to be played for fun and learning. We encourage you to treat any in-game winnings as uncertain until a market actually resolves, same as any prediction. If you'd like your account suspended for any reason, you may contact us at contact@bantabamarkets.com. We may also suspend an account on our own initiative where we reasonably believe this is necessary to protect the platform or its users.

10. Intellectual property

The BantabaMarkets name, logo, platform design, and underlying software are owned by us or our licensors. We grant you a limited, non-exclusive, non-transferable license to access and use the platform for your own personal, non-commercial use, subject to these Terms. You may not copy, modify, distribute, or create derivative works from the platform without our written permission.

Content you post on the platform (for example, comments on a market) remains yours, but by posting it you grant us a non-exclusive, royalty-free license to display, reproduce, and distribute it within the platform. You are solely responsible for content you post, and must not post anything unlawful, defamatory, or infringing.

11. Third-party services

We rely on third parties to operate BantabaMarkets, including cloud hosting and infrastructure providers, authentication providers, and messaging providers. We are not responsible for outages, errors, or failures caused by these third parties that are beyond our reasonable control, though we will act in good faith to resolve issues affecting you.

12. Disclaimers

BantabaMarkets is provided “as is” and “as available.” We do not guarantee that the platform will be uninterrupted, error-free, or secure, or that any particular market, resolution source, or payout will be available or accurate at any given time. Resolution sources are external to us and may themselves be delayed, incomplete, or incorrect; we resolve markets based on a good-faith reading of the best available information at the time.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including any warranty of merchantability, fitness for a particular purpose, or non-infringement.

13. Limitation of liability

To the fullest extent permitted by applicable law, BantabaMarkets and its officers, employees, and partners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from your use of the platform. BantabaMarkets involves no real-world monetary value, deposits, or stakes of real money at any point, so our total liability to you for any claim arising from these Terms or your use of BantabaMarkets is limited to the fullest extent permitted by law.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, including liability for fraud or for death or personal injury caused by our negligence.

14. Indemnification

You agree to indemnify and hold us harmless from any claim, loss, or expense (including reasonable legal fees) arising from your breach of these Terms, your misuse of the platform, or your violation of any law or the rights of a third party.

15. Suspension and termination

We may suspend or terminate your account if we reasonably believe you have breached these Terms, engaged in fraud or prohibited conduct, or if required to do so by applicable law.

You may close your account at any time by contacting us.

16. Changes to these Terms

We may update these Terms from time to time. We will post the updated Terms on this page with a new effective date. Continued use of BantabaMarkets after a change takes effect means you accept the updated Terms. If a change is material, we will make reasonable efforts to notify you in advance.

17. Governing law and disputes

These Terms are governed by the laws of The Gambia, without regard to conflict-of-law principles. If a dispute arises, we ask that you first contact us at contact@bantabamarkets.com so we can try to resolve it informally. If we cannot resolve a dispute informally, it will be subject to the exclusive jurisdiction of the courts of The Gambia.

18. General

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force. These Terms, together with our Privacy Policy and Regulatory Disclosure, are the entire agreement between you and us regarding BantabaMarkets, and supersede any prior agreement on the same subject.

19. Contact

BantabaMarkets, Banjul, The Gambia
Email: contact@bantabamarkets.com